The Limited Repair Program offers deferred payment loans to assist qualified homeowners whose homes are in need of repair.

The applicant must own and occupy their home, mortgage and property taxes must be current, total household income must not exceed 80 percent of the area median income for Duval County as established by the U.S. Department of Housing and Urban Development.

The home must be in need of repairs that, if left unattended, could pose a threat to the family's health and safety or the home has to have been cited by the Property Safety Division.

Due to high demand, there is a waiting period.  Names will be placed on a waiting list and serviced on a first-come, first-serve basis.

For more information regarding this program, contact Carolyn Herring at (904) 255-8229 or CHerring@coj.net.