Housing & Community Development

Children and house

The Housing and Community Development Division (HCDD) manages affordable housing and community development related initiatives on behalf of the City of Jacksonville to increase the availability of affordable housing to low-and moderate-income persons within the Jacksonville community through public and private partnerships.   The vision of the Housing and Community Development Division is to enable a better quality of life for all citizens of Jacksonville, by improving the lives of low to moderate income residents, special needs residents, elderly citizens, and homeless households.  The Housing and Community Development Division accomplishes this by providing financial assistance to develop safe, quality affordable housing, pathways to homeownership, infrastructure and public facility improvements, and homeless prevention and services programs.

FY22-23 Universal Applications Cycle Guidelines and Application
Topic: FY2022-2023 Universal Applications Cycle Workshop

Meeting Recording:
Access Passcode: V2AZ.gKh

2022-2023 COJ Universal Applications Advertisement English and Espanol
Archived Universal Application Forms

Payoff Information

For a lender or title company seeking payoff information for a City funded mortgage, please contact Carla Ray at carlaray@coj.net or 904-255-8243.

Housing Services is responsible for the administration of federal and state program funding received on behalf of the City of Jacksonville for affordable housing initiatives. The division is designated as the official housing agency for the City for affordable housing and all other similar matters except those for which the Jacksonville Housing Authority is responsible. An 11-member Housing Commission advises, oversees and provides guidance to the division.

The H2H program is now open to new applications.

Community Development administers the Community Development Block Grant (CDBG) program awarded annually to the City of Jacksonville through the U. S. Department of Housing and Urban Development (HUD). CDBG program funds are sub-granted annually to public and private non-profit agencies that are responsible for providing services to low and moderate income persons, developing decent housing, suitable living environment and by expanding economic opportunities.

Fair Housing - The Housing and Community Development Division of the Neighborhoods Department administers fair housing in each of its programs and has partnered with the Human Rights Commission to make a collaborative effort to ensure human rights and fair housing for all citizens of Jacksonville. Click here for more information about fair housing.

Surplus Property Donation Program - According to Section 125.379, Florida Statutes, and Chapter 122, Ordinance Code, the City of Jacksonville/Duval County is required every three years to adopt an inventory list of all real property within the city to which the City/County holds fee simple title that is appropriate for use as potential affordable housing. The Real Estate Division determined that no need exists for the City or any independent agency, therefore the parcels meet the affordable housing criteria.
Click here for more information about the Surplus Property Donation Program.

Infill Development Incentive Program - The Infill Development Incentive Program is designed to further the affordable housing goals of the City. The program will provide up to $50,000 in grant funds and up to 80% of total project costs in loan funds for eligible projects. Properties must be located in a low-moderate income census block or tract located in the City of Jacksonville, Duval County. The window to accept applications is now closed.

Click here for more information about the Infill Development program.

‚ÄčBoards & Commissions 


The purpose of the Annual Action Plan is to provide a concise summary of the actions, activities, and the specific federal and non-federal resources that will be used each year to address the priority needs and specific goals identified by the Consolidated Plan.  The Consolidated Plan is carried out through Annual Action Plans. 


English and Spanish Public Notice Advertisement_2021-2025 Consolidated Plan_v2_6.29.2021

02 AUG 2021


The Consolidated Annual Performance and Evaluation Report ("CAPER") provides annual performance reporting on client outputs and outcomes that enables an assessment of grantee performance in achieving the housing stability outcome measure. The CAPER fulfills statutory and regulatory program reporting requirements and provides the grantee and HUD with the necessary information to assess the overall program performance and accomplishments against planned goals and objectives.
The Consolidated Annual Performance and Evaluation Report (“CAPER”) provides accomplishments and expenditure information on the four HUD funded programs (CDBG, HOME, HOPWA and ESG) administered by the City of Jacksonville during the 2020 program year (“PY2020”) which ran from 01 OCT 2020 through 30 SEP 2021.
A draft of the CAPER for the City of Jacksonville has been completed and will be available for a fifteen (15) day public review and comment period, from Friday, 03 DEC 2021 through Thursday, 17 DEC 2021.  A copy of the draft CAPER report is available online at  https://www.coj.net/hcdd.
Comments should be submitted in writing via email at HCDDcomments@coj.net, or in writing and delivered to Housing and Community Development, 214 N. Hogan Street, 7th Floor, Jacksonville Florida 32202.  Comments must be received no later than 5:00 p.m. on Thursday, 17 DEC 2021. The final PY2020 CAPER will be submitted to HUD on or before 30 DEC 2021. 


A public hearing regarding the PY2020 CAPER was held,
Thursday, 02 DEC 2021 – 3:30 p.m.

COJ PY2020 CAPER Presentation - 01 DEC 2021
Jacksonville 2020 CAPER DRAFT- 01 DEC 2021

Consolidated Plan

The Consolidated Plan is designed to help states and local jurisdictions to assess their affordable housing and community development needs and market conditions, and to make data-driven, place-based investment decisions. The consolidated planning process serves as the framework for a community-wide dialogue to identify housing and community development priorities that align and focus funding from the CPD formula block grant programs: Community Development Block Grant (CDBG) Program, HOME Investment Partnerships (HOME) Program, Housing Trust Fund (HTF), Emergency Solutions Grants (ESG) Program, and Housing Opportunities for Persons With AIDS (HOPWA) Program. The Consolidated Plan is carried out through Annual Action Plans, which provide a concise summary of the actions, activities, and the specific federal and non-federal resources that will be used each year to address the priority needs and specific goals identified by the Consolidated Plan. Grantees report on accomplishments and progress toward Consolidated Plan goals in the Consolidated Annual Performance and Evaluation Report (CAPER).

COJ 2021-2025 - Consolidated Plan Public Hearing Presentation
COJ 2021-2025 - Consolidated Plan FINAL Draft - 16 AUG 2021 - Submitted to HUD

Disaster Assistance Programs


If you are seeking assistance for damages caused by Hurricane Irma, please click here to visit the  Rebuild Florida website. Rebuild Florida is a State-run program that is not associated with the City of Jacksonville. 

Recent Uploads

2016-2021 Analysis of Impediments to Fair Housing (1.2mb PDF)
FY19-20 Jacksonville Annual Action Plan 
2019 Citizen Participation Plan
2016-2020 Con-Plan Substantial Amendment

Important Announcements

Events and Calendars


Housing and Community Development Division
214 N. Hogan St., 7th Floor
Jacksonville, FL 32202
(904) 255-8200