Housing Services offers assistance to low-income individuals who are looking to buy a home through various methods.

The Head Start to HOME Ownership (H2H) Program is an in-house down payment assistance program which targets individuals below the 120 percent area median income for Duval county.

The Housing and Community Development Division will accept new homebuyer applications. Homebuyers must choose from one of the participating lenders and apply through the lender. The participating lender will submit applications on behalf of the homebuyer. To view additional information on the Head Start to HOME Ownership (H2H) Program and a list of the Participating Lenders, please use the following links:

H2H 2021-22 Lender Contact List-25 FEB 2022

In addition to down payment assistance programs, Housing Services allocates and disburses funds to CHDOs (Community Housing Development Organizations) which provide various housing services to the residents of Jacksonville, including providing new or refurbished affordable housing.

Individuals who are approved by the H2H Program may choose to work with a CHDO to assist them in purchasing a home.

The Florida Housing Finance Corporation also offers several options for assistance to individuals looking to buy a home for the first time. For more information on the different programs offered by the state, please click here.