Workforce Housing Assistance Programs

The Jacksonville Housing Finance Authority has issued Single Family Mortgage Revenue Bonds, the proceeds of which are used to provide low interest mortgage financing and may include funding assistance with down payment or closing cost expenses. 

There are currently two programs offered by the JHFA: the 2006 Single Family Bond Program (Expiration date March 1, 2009) and the First Key Home Loan Program.  To qualify for the programs, an individual or family must meet specific income guidelines and standard credit underwriting requirements.  The home must be your primary residence and located within Duval County.  Qualified participants are first time homebuyers (have not owned a prinicipal residence in the past three years), honorably discharged veterans (First Key Home Loan Program only) or persons purchasing a home in a Housing and Urban Development designated targeted area. 

Lenders interested in participating in the First Key Home Loan Program should complete the Offer to Originate and Sell Single Family Mortgage Loans (the "Offer").

The following documents are in .pdf format and require Adobe Acrobat Reader, available free from Adobe.

2006 Single Family Program Brochure (PDF 275K)

First Key Home Loan Program Specifics