WELCOME

The Jacksonville Housing Finance Authority ("JHFA" or the "Authority") was established pursuant to Chapter 52, Jacksonville Municipal Code in accordance with Section 159, part IV, Florida Statutes. The JFHA exists for the purpose of addressing affordable housing needs in Duval County, Florida by stimulating the construction and rehabilitation of housing through the use of public financing. The JHFA is empowered to alleviate the shortage of affordable residential housing and to provide capital for investment in such facilities for low, moderate to middle income families and persons anywhere within Duval County, Florida through the issuance of its mortgage revenue binds (subject to legislative approval).

A seven-member board appointed by the Mayor and the City Council governs the JHFA.  The JHFA has no taxing authority.  The JHFA adheres to the City of Jacksonville's comprehensive Ethics Code.  Please visit the City of Jacksonville's Office of Ethics, Compliance, and Oversight webpage for more information regarding ethics in city government.  The JHFA has no employees and does not have a defined benefit retirement system. 

Click here for more information on the JHFA Board of Directors
Click here for information on the JHFA Bond Team
Click here for the Jacksonville Housing Finance Authority Bylaws
Click here to view the Fiscal Year 2022 Budget

 


NOTICE OF FUND AVAILABILITY AND REQUEST FOR APPLICATIONS NEW

2022 Gap Financing for Developments Utilizing JHFA Bonds 

The Authority provides gap financing to assist in the construction, rehabilitation, and permanent financing of multifamily housing developments.  The estimated amount of funds available for local government support is approximately $5,000,000.  Up to this amount can be used for multifamily developments utilizing JHFA bonds. 
Click here to view the Notice of Fund Availability and Request for Applications (2022-5)
Click here to view the 2022 Gap Financing Application (2022-5) - APPLICATIONS DUE NO LATER THAN 5:00PM EASTERN STANDARD DAYLIGHT TIME NOVEMBER 18, 2022


Local Government Support Loans 

For developments applying for JHFA bonds and FHFC SAIL seeking the required local government contribution, 
For developments applying for JHFA bonds and other FHFC GAP financing seeking the required local government contribution, and
For developments applying for 9% housing credits in RFA's (other than RFA 2022-202) seeking a required local government contribution 
Click here to view the Notice of Fund Availability and Request for Applications and Guidelines, approved August 10, 2022 
Click here to view the Local Government Support Loan Application, approved August 10, 2022 - APPLICATIONS DUE NO LATER THAN 5:00PM EASTERN STANDARD DAYLIGHT TIME NOVEMBER 19, 2022



Local Government Area of Opportunity Funding ("LGAOF") Loan Requests in Conjunction with FHFC RFA 2022-202 

Click here to view the Notice of Fund Availability and Request for Applications and Guidelines, approved August 10, 2022 
Click here to view the LGAOF Application, approved August 10, 2022 - APPLICATIONS DUE NO LATER THAN 5:00PM EASTERN STANDARD DAYLIGHT TIME NOVEMBER 19, 2022

 

2023 Bond Allocation Multifamily Mortgage Revenue Bonds ("MMRB") without SAIL 

Click here to view the Notice of Fund Availability and Request for Applications and Guidelines, approved August 10, 2022
Click here to view the MMRB Application, approved August 10, 2022 - APPLICATIONS ARE DUE NO LATER THAN 5:00PM EASTERN STANDARD DAYLIGHT TIME DECEMBER 1, 2022

 

CALENDAR
The Jacksonville Housing Finance Authority holds regularly scheduled meetings at noon on the third Wednesday of every month at 214 North Hogan Street, 8th Floor, Jacksonville, FL 32202.  Exceptions for 2022 are that there will be no July meeting, the August meeting will occur on August 24th, and the November and December meetings will be combined and held on December 7th.  The JHFA's fiscal year begins on October 1st and ends on September 30th.  

All meetings are open and the public is encouraged to attend.

Click here for a webpage list of the 2022 JHFA Board Meeting dates
Click here for a printable pdf 2022 JHFA Board Meeting calendar
 

PUBLIC NOTICE
JACKSONVILLE HOUSING FINANCE AUTHORITY
IN-PERSON BOARD MEETING
Notice is hereby given that the Jacksonville Housing Finance Authority will meet on Wednesday, October 19, 2022 at 12:00pm. This meeting will occur in-person at 214 North Hogan Street, 8th floor, Jacksonville, Florida 32202. As a result of the expiration of City of Jacksonville Emergency Executive Proclamation Number 2020-009, masks are encouraged but not required at the physical meeting place.

Persons attending this meeting will be given an opportunity to provide public comment during the designated public comment period. Interested persons who cannot attend but who wish to submit public comments to be read during the public comment period of the meeting, regarding any matter on the agenda for consideration, may do so by emailing administrative support staff at jhfa@coj.net. All emailed comments must be received no later than 12:05pm on Wednesday, October 19, 2022. Interested persons may also mail comments to JHFA Administrative Staff at 214 N. Hogan Street, 7th Floor, Jacksonville Florida 32202. All mailed comments must be received no later than 11:00am on Wednesday, October 19, 2022.

Board meeting agendas, minutes, and public notices can be found at https://www.coj.net/departments/neighborhoods/housing-and-community-development/jacksonville-housing-finance-authority, by emailing jhfa@coj.net, or by calling administrative support staff at 904-255-8225. Interested persons may request a hard copy or electronic copy of meeting materials by emailing administrative support staff at jhfa@coj.net or mailing requests to JHFA Administrative Staff 214 N. Hogan Street, 7th Floor, Jacksonville, Florida 32202.

Pursuant to the American with Disabilities Act, accommodations for persons with disabilities are available upon request. Please allow 1-2 business days notification to process; last minute requests will be accepted, but may not be possible to fulfill. Please contact Disabled Services Division at: V(904) 255-5466, TTY-(904) 255-5476, or email your request to karat@coj.net. Please contact administrative support staff by telephone at (904) 255-8225 or by email at jhfa@coj.net if you have any questions regarding this notice.
 
INSTRUCTIONS FOR PUBLIC PARTICIPATION IN PUBLIC COMMENT PERIOD
1.  All participants who wish to participate in public comment during the meeting will state their intention and provide their full name. 
2.  The Chair will establish a time period for each speaker that is no more than 3 minutes per speaker. 
3.  Speakers will wait to be recognized for public comment time period by Chair.
4.  The Chair will call on speakers, by name, from individuals requesting to speak. 
5.  The speaker will begin speaking after the Chair has recognized the speaker's turn during the public comment period.  The speaker will remain within the established time period.  


BOARD DOCUMENTS
Links are provided below for JHFA Public Meeting Notices, Agendas, and Minutes.  These documents are also made available by emailing jhfa@coj.net, by calling JHFA Administrative Support at 904-255-8225, or by mailing a request to:

Jacksonville Housing Finance Authority
c/o Housing and Community Development Division
214 N. Hogan Street, 7th Floor
Jacksonville, FL 32202
Multi-Family Housing Program
The JHFA provides financing for qualified multi-family housing developments which meet the goals of the Authority and comply with applicable federal and state law through the issuance of obligations of the Authority, the proceeds of which are loaned to entities participating in the Program, in order to alleviate the shortage of affordable housing available to persons and families in Duval County.  

Click here for more information on the Multi-Family Housing Program and to view the guidelines.
  
Single Family Program - Home Sweet Home
If you’ve ever dreamed about home ownership but felt that buying a home was a little beyond your reach, the Jacksonville Housing Finance Authority ("JHFA") may make your dream a reality with their First-Time Homebuyer Program.  The Jacksonville Housing Finance Authority's Single-Family Loan Program offers a 30-year, fixed-rate mortgage for first-time homebuyers. The Home Sweet Home Program is a continuously funding program and never "runs out" of money.  

Click here for more information on the Home Sweet Home Single Family Program.  


Mortgage Credit Certificate ("MCC") Program 
First-time buyers do not buy that house until you determine if you qualify for a MCC offered by the JHFA.  The MCC could save you thousands of dollars by reducing the amount of federal income tax you owe.  The MCC is not a down-payment assistance, but rather a dollar-for-dollar reduction in your federal tax liability.  

Click here for more information on the Mortgage Credit Certificate Single Family Program.

ANNUAL REPORTS
Pursuant to the requirements of Section 52.112, Municipal Code, the JHFA submits an annual report to the Jacksonville City Council Finance Committee.  The JHFA is reported and audited as a component unit of the City of Jacksonville.  

2021 JHFA Annual Report
2020 JHFA Annual Report
2019 JHFA Annual Report
2018 JHFA Annual Report

 
Click here for links to helpful information regarding low-income assisted housing, multi-family development and rehabilitation programs, and other affordable housing resources and programs. 
 

Contact Information:
Jacksonville Housing Finance Authority
Thomas J. Daly, II Esq.
TDaly@coj.net
214 North Hogan Street, 7th Floor
Jacksonville, FL., 32202
904-255-8200