The Jacksonville Housing Finance Authority (JHFA) was established pursuant to Chapter 52, Jacksonville Municipal Code in accordance with Section 159, part IV, Florida Statutes. The JFHA exists for the purpose of addressing affordable ghousing needs in Duval County, Florida by stimulating the construction and rehabilitation of housing through the use of public financing. The JHFA is empowered to alleviate the shortage of affordable residential housing and to provide capital for investment in such facilities for low, moderate to middle income families and persons anywhere within Duval County, Florida through the issuance of its mortgage revenue binds (subject to legislative approval).

A seven-member board appointed by the Mayor and the City Council governs the Authority. 


Notice is hereby given that the Jacksonville Housing Finance Authority will meet in a hybrid in-person/virtual meeting on
Wednesday, 16 JUN 2021 at 12:00 pm.
This meeting is offered in-person at 214 North Hogan Street, 8th floor, and virtually through Conference Call.
In order to maintain proper social distancing, the public is strongly encouraged to attend this meeting via Conference Call.
Please see Notice link below for details on accessing the meeting via Conference Call.

To attend virtually:
Call-in number: 866.569.3761
Passcode: 8537016177

JHFA - 16 JUN 2021 - Meeting Agenda

* Update to calendar:

The JHFA Board meeting scheduled on 8/18/21 has been rescheduled to occur on 8/11/21.
The JHFA Board Meeting scheduled on 9/15/21 has been rescheduled to occur on 9/8/21. 

Meeting Notices
JHFA - Public Meeting Notices

Meeting Agendas

JHFA - Agendas

Programs and Services 

2021 JHFA Local Contribution with Bond & SAIL
2021 JHFA Local Contribution with Bond & SAIL Application (6-16-21)


The Jacksonville Housing Finance Authority (the "Authority" or “JHFA”) announces the availability of funds and is requesting applications for the consideration of providing gap financing for qualified multifamily housing developments which meet the goals of the Authority, comply with applicable federal and state law, and are using JHFA bonds. The Authority has adopted the following guidelines to set forth the general requirements and procedures that apply to the financing of multifamily housing developments. The Authority may waive specific provisions of these guidelines where good cause is shown and adequate supporting documentation is provided. Any waiver is at the sole discretion of the Authority, and may require approval by the Jacksonville City Council. In addition, these guidelines may be amended, revised, repealed or otherwise altered by the Authority with or without notice. The Authority specifically welcomes requests for proposed alternative resident programs or development/unit features.

Bond issues

The JHFA issues tax exempt single-family mortgage revenue bonds to provide funds for below market rate mortgages to homebuyers. In addition, the JHFA also issues Mortgage Credir Certificates (MCC's) which allow taxpayers to claim a tax credit for some portion of the mortgage interest paid during a given tax year. 


The JHFA has also issued multi family bonds to finance the construction/acquisition and rehabilitation of apartment complexes. Because the interest paid to the investors who buy these bonds is exempt from federal income tax, the interesty rate on the mortgage to the developer is generally lower than conventinal interest rates. More importantly, tax-exem,ot bonds bring automatic fereal Housing Credits to each deal -providing private sector equity investmenr that makes the transaction economically feasible. 

By federal law, developments financed through the issuance of tax-exempts bonds include a requirement that a certain percentage of units be set aside for specific percentage levels of the local area median income. The development is also required to remain affordable for a specific period of time.

The authority was created by the Jacksonville City Council as the Duval County Housing Finance Authority (DCHFA) in 1978 and renamed the Jacksonville Housing Finance Authority in 2004. 

Feel free to contact jhfa@coj.net or (904)255-8279

Contact Information:

Jacksonville Housing Finance Authority
Thomas J. Daly, II Esq.
214 North Hogan Street, 7th Floor
Jacksonville, FL., 32202