The Jacksonville Housing Finance Authority ("JHFA" or the "Authority") was established pursuant to Chapter 52, Jacksonville Municipal Code in accordance with Section 159, part IV, Florida Statutes. The JFHA exists for the purpose of addressing affordable housing needs in Duval County, Florida by stimulating the construction and rehabilitation of housing through the use of public financing. The JHFA is empowered to alleviate the shortage of affordable residential housing and to provide capital for investment in such facilities for low, moderate to middle income families and persons anywhere within Duval County, Florida through the issuance of its mortgage revenue binds (subject to legislative approval).

A seven-member board appointed by the Mayor and the City Council governs the JHFA.  The JHFA has no taxing authority.  The JHFA adheres to the City of Jacksonville's comprehensive Ethics Code.  Please visit the City of Jacksonville's Office of Ethics, Compliance, and Oversight webpage for more information regarding ethics in city government.  The JHFA has no employees and does not have a defined benefit retirement system. 

Click here for more information on the JHFA Board of Directors
Click here for information on the JHFA Bond Team
Click here for the Jacksonville Housing Finance Authority Bylaws
Click here to view the Fiscal Year 2022 Budget


The Jacksonville Housing Finance Authority holds regularly scheduled meetings at noon on the third Wednesday of every month at 214 North Hogan Street, 8th Floor, Jacksonville, FL 32202.  Exceptions for 2022 are that there will be no July meeting, the August meeting will occur on August 24th, and the November and December meetings will be combined and held on December 7th.  The JHFA's fiscal year begins on October 1st and ends on September 30th.  

All meetings are open and the public is encouraged to attend.

Click here for a webpage list of the 2022 JHFA Board Meeting dates
Click here for a printable pdf 2022 JHFA Board Meeting calendar



Notice is hereby given the JHFA board meeting scheduled to occur on Wednesday, June 15, 2022 has been cancelled.  

To be added to the JHFA mailing list, please send your request and contact information to JHFA@coj.net, or call JHFA Administrative Support at 904-255-8225, or mail your request to: 

Housing and Community Development 
Attention: JHFA
214 N. Hogan Street, 7th Floor
Jacksonville, Florida 32202


Links are provided below for JHFA Public Meeting Notices, Agendas, and Minutes.  These documents are also made available by emailing jhfa@coj.net, by calling JHFA Administrative Support at 904-255-8225, or by mailing a request to:

Jacksonville Housing Finance Authority
c/o Housing and Community Development Division
214 N. Hogan Street, 7th Floor
Jacksonville, FL 32202

Multi-Family Housing Program

The JHFA provides financing for qualified multi-family housing developments which meet the goals of the Authority and comply with applicable federal and state law through the issuance of obligations of the Authority, the proceeds of which are loaned to entities participating in the Program, in order to alleviate the shortage of affordable housing available to persons and families in Duval County.  

Click here for more information on the Multi-Family Housing Program and to view the guidelines.  

Single Family Program - Home Sweet Home

If you’ve ever dreamed about home ownership but felt that buying a home was a little beyond your reach, the Jacksonville Housing Finance Authority ("JHFA") may make your dream a reality with their First-Time Homebuyer Program.  The Jacksonville Housing Finance Authority's Single-Family Loan Program offers a 30-year, fixed-rate mortgage for first-time homebuyers. The Home Sweet Home Program is a continuously funding program and never "runs out" of money.  

Mortgage Credit Certificate ("MCC") Program 

First-time buyers do not buy that house until you determine if you qualify for a MCC offered by the JHFA.  The MCC could save you thousands of dollars by reducing the amount of federal income tax you owe.  The MCC is not a down-payment assistance, but rather a dollar-for-dollar reduction in your federal tax liability.  

Click here for more information on the Single Family Program and MCC Program.


Pursuant to the requirements of Section 52.112, Municipal Code, the JHFA submits an annual report to the Jacksonville City Council Finance Committee.  The JHFA is reported and audited as a component unit of the City of Jacksonville.  

Click here for links to helpful information regarding low-income assisted housing, multi-family development and rehabilitation programs, and other affordable housing resources and programs. 

Contact Information:

Jacksonville Housing Finance Authority
Thomas J. Daly, II Esq.
214 North Hogan Street, 7th Floor
Jacksonville, FL., 32202