The Housing Services Division offers assistance to low-income individuals who are looking to buy a home through various methods.

The Head Start to HOME Ownership (H2H) Program is an in-house down payment assistance program which targets individuals below the 80 percent area median income for Duval county.

The SHIP Down Payment Assistance Program, which is managed by the Housing Partnership of Jacksonville, provides down payment assistance to individuals who make between 80 percent and 120 percent of the area median income for Duval county.

In addition to down payment assistance programs the Housing Services Division allocates and disburses funds to CHDOs (Community Housing Development Organizations) which provide various housing services to the residents of Jacksonville, including providing new or refurbished affordable housing.

Individuals who are approved by the H2H or SHIP programs may choose to work with a CHDO to assist them in purchasing a home.

The Florida Housing Finance Corporation also offers several options for assistance to individuals looking to buy a home for the first time.  For more information on the different programs offered by the state, please click here.