Program Overview
The JSEB Access to Capital Program assists Jacksonville Small and Emerging Businesses (JSEBs) certified by the City of Jacksonville to obtain short term working capital loans to support the delivery of goods and services to the City of Jacksonville and its various Authorities and Agencies. 
  • Loan amounts: $5,000 - $100,000
  • No application fees
  • Terms range from 6-60 months
  • Interest rate: Prime + 3%
  • Eligible expenditures: working capital, operating costs, inventory, equipment
  • Minimum credit score of 550 or higher
  • Must have cash flow to support monthly payments
JSEB Access to Capital Program Brochure

JSEB Access to Capital Loan Application
SBA Form 413- Personal Financial Statement

Quarterly Activity Report
Q2 FY2019

For more information about the program, please contact Daphne Colbert with the Office of Economic Development at or (904) 255-5443.